Finspace

Our merchants receive a full suite of financial tools and support to grow their businesses. These tools are vital in supporting the local economy and seeing business grow and thrive.

Bank Accounts on our platform for ease of payment and onboarding
Co-branded debit cards to access their funds easily
Lifestyle training and educational opportunities through the platform
Stock & wealth building tools
Bill Payment capabilities for their suppliers
Instant settlement, as soon as a product is sold and picked up they get paid

Integrated Banking Services

Current Account capability with a Debit Card and Micro-financing, backed with commerce capabilities to reach millions of consumers, drive bank account onboarding, and access to financing.

Bank Accounts setup instantly with onboarding
Immediate access to micro financing to help grow their stock
Instant payments, both from Guamspace to the seller (for sales) but also between sellers and other sellers, and their suppliers
Over the Counter support where needed through partner banks

Low Barrier to Entry

Everything is done through the Guamspace platform, with the App available on both Android and iPhone, vendors can get access to their stock levels, order history, payments made and received, and micro-financing with simple steps and no barriers. Unlike traditional banks, there are not pages of paper work and historical reviews to go through; and unlike other financing options available like credit cards, a low 5% interest on micro-loans means that vendors aren't punished for wanting to grow their business.